Ford Financial Group
David P. Ford, CFP®
Lynn M. Ford, CRPC®


Reaching New Highs

Turning the calendar from October to November brought more than trick-or-treaters, pumpkins, and leaves to rake. It also brought a wave of important economic updates that delivered more treats than tricks and helped the stock markets reach new highs.
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The SECURE Act: Easier and More Flexible Ways to Save for Retirement

Americans are woefully unprepared for retirement. As survey after survey has shown, the average person is simply not saving enough to provide for a comfortable retirement. That's why Congress is currently proposing reforms to retirement plan rules.
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October Heats Up

Summer has turned to fall, and there's already a little chill in the air. Three-quarters of the year is behind us now, and both stock and bond markets have had a strong year so far, although we expect to see regular - but normal - bouts of volatility as we progress through the fourth quarter.
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Should You Trust Your Estate Plan?

The federal estate tax exemption for 2019 is a whopping $11.4 million -- and twice that for a married couple. It is estimated that only 1,900 estates will be subject to the tax in 2018 -- less than 0.1% of the 2.7 million expected deaths in that year.
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Dog Days of Summer

The Dog Days of Summer were on full display this past month, as a variety of concerns pushed stocks and bond yields lower.
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A Fed Rate Cut and the Economy

This summer has been interesting. Thus far, temperatures have been at a maximum for much of the country, while typical summer storms have been at a minimum. A parallel can be drawn for the financial markets: Major stock indexes are hovering near record levels, while other asset classes like bonds and gold have also participated in gains with little volatility in recent weeks.
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How Much Social Security Can You Expect?

One of the first steps in planning for retirement is to get an accurate read on just how much income you can expect to receive from Social Security. The exact amount of your Social Security benefit will depend upon your earnings history and retirement timing. Although Social Security provides only about a third of a typical retiree's income, it often serves as the foundation for calculating how much other income you'll need and how much you'll need to save.
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Longest Economic Expansion Ever

As we celebrated our nation’s birthday, U.S. leadership on the world stage remains in focus. We received good news on the global trade front from the recent G20 Summit in Japan. President Trump and China’s President Xi agreed to a trade truce, clearing the way for the two nations to resume negotiations—and helping the stock market add to its impressive first half of 2019.
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Midyear Outlook 2019

LPL Research Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets is filled with investment insights and market guidance for the year ahead.
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